Larry Fink Biography: Wannan Blog Post Din Zai Taimaka Wajen Sanin Waye Larry Fink, Gwagwarmayar Rayuwarsa, Yadda Ya fara Crypto, Nasarori Da Yawan Dukiyar Daya Mallaka (Net Worth).
Larry Fink shine ɗaya daga cikin manyan jaruman fannin kuɗi a duniya, wanda aka fi sani a matsayin wanda ya kafa, Shugaba, kuma Shugaban Kamfanin BlackRock—babbar kamfani a fannin sarrafa dukiya a duniya. Tare da aikin da ya ɗauki fiye da shekaru arba’in, Fink ya sauya dabarun zuba jari, ya jagoranci zuba jari mai dorewa (ESG), kuma a kwanan nan ya shiga cikin kasuwancin kripto.
A cikin wannan labarin, za mu bincika:
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Tarihin Rayuwa: Rayuwarsa ta farko, ilimi, da farkon ayyukansa.
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Manyan Nasarori: Yadda ya gina BlackRock zuwa kamfani mai sarrafa dukiya sama da dala tiriliyan 10.
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Arziki: Yawan arzikinsa da tasirinsa a fannin kuɗi.
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Tafiyarsa a Kripto: Yadda ya canza ra’ayinsa game da Bitcoin da blockchain.
Shin kuna son jin labarin wannan mutumin da ke jagorantar duniyar kuɗi? Ku ci gaba da karatu!
Tarihin Larry Fink Biography
Rayuwarsa ta Farko da Ilimi
Sunan Cikakke: Laurence Douglas Fink
Ranar Haihuwa: 2 ga Nuwamba, 1952
Wurin Haihuwa: Van Nuys, California, Amurka
Ranar Haihuwa: 2 ga Nuwamba, 1952
Wurin Haihuwa: Van Nuys, California, Amurka
Larry Fink ya taso a cikin gidan Yahudawa masu matsakaicin hali a California. Mahaifinsa ya kasance mai sayar da takalma, yayin da mahaifiyarsa ke aiki a matsayin malamar Ingilishi. Tun daga ƙuruciyarsa, Fink ya nuna sha’awar fannin kasuwanci, wanda ya sa ya zaɓi karatun Political Science a Jami’ar California, Los Angeles (UCLA), inda ya sami digiri na farko a 1974. Daga nan ya ci gaba da karatun MBA a fannin Real Estate a UCLA Anderson School of Management a 1976.
Farkon Ayyukansa
Bayan kammala karatunsa, Fink ya shiga bankin zuba jari na First Boston, inda ya zama ɗan kasuwar bond kuma daga baya ya jagoranci sashen mortgage-backed securities. A lokacin, ya kasance ɗaya daga cikin mutanen da suka fara amfani da wannan dabarar zuba jari, wanda ya sa ya sami suna a fannin. Duk da haka, a 1986, Fink ya fuskanci kalubale lokacin da ya yi hasarar dala miliyan 100 saboda kuskuren hasashen riba. Wannan asara ta sa ya bar First Boston, amma hakan ya zama jigo a rayuwarsa wanda ya kawo kafa BlackRock.
Kafa BlackRock
A cikin 1988, Fink ya haɗa hannu da wasu abokan aiki, ciki har da Robert Kapito, don kafa BlackRock a matsayin sashen kamfanin The Blackstone Group. A farkon, BlackRock ta mai da hankali kan sarrafa haɗari da zuba jari a cikin fixed-income securities. A 1995, BlackRock ta sami ‘yancin kai daga Blackstone, kuma a ƙarƙashin jagorancin Fink, ta zama ɗaya daga cikin manyan kamfanonin sarrafa dukiya a duniya.
Manyan Nasarorin Larry Fink
Gina BlackRock a Matsayin Babbar Kamfani
BlackRock a yau tana da dukiya da ta kai sama da dala tiriliyan 10 (a cewar rahotannin kwanan nan), wanda ya sa ta zama babbar kamfani a fannin sarrafa dukiya a duniya. Ta hanyar sayen kamfanoni kamar Barclays Global Investors a 2009, BlackRock ta sami damar sarrafa ETFs (exchange-traded funds) kamar iShares, wanda ya zama ɗaya daga cikin manyan kayan aikin zuba jari a duniya.
Tasirin BlackRock ya kai ga kasancewarsa mai hannun jari a yawancin kamfanonin Fortune 500, wanda ya sa Fink ya zama mai tasiri a yanke shawara na kamfanoni a duniya.
Jagoranci a Zuba Jari Mai Dorewa (ESG)
Larry Fink ya kasance mai fafutukar tallafawa Environmental, Social, and Governance (ESG) zuba jari, wanda ke mai da hankali kan dorewar muhalli, al’amuran zamantakewa, da gudanarwa. A cikin wasiƙunsa na shekara-shekara zuwa ga shugabannin kamfanoni, Fink ya jaddada muhimmancin sauya yanayin zuba jari don magance canjin yanayi da rashin daidaito a cikin al’umma. Wannan dabarar ta sa BlackRock ta zama jagora a fannin, kuma ta jawo hankalin masu zuba jari daga ko’ina cikin duniya.
Ƙirƙirar Aladdin Platform
Ɗaya daga cikin manyan nasarorin Fink shine ƙirƙirar Aladdin Platform (Asset, Liability, Debt, and Derivative Investment Network). Wannan tsarin fasaha ne mai ci gaba wanda ke taimakawa masu zuba jari da kamfanoni wajen sarrafa haɗari da yanke shawara. Aladdin yana da masu amfani a duk faɗin duniya, ciki har da bankuna, hukumomin inshora, da sauran masu zuba jari na hukumomi.
Tasiri a Siyasoyin Kuɗi na Duniya
Fink ya kasance mai ba da shawara ga gwamnatoci da bankunan tsakiya, musamman a lokacin rikicin kuɗi na 2008. BlackRock ta taka muhimmiyar rawa wajen taimakawa sarrafa dukiyoyin da ba su da amfani (toxic assets) a lokacin. Hakan ya sa Fink ya zama ɗaya daga cikin mutanen da ake ji da su a fannin kuɗi na duniya.
Arzikin Larry Fink – Net Worth
A cewar Forbes a 2024, arzikin Larry Fink ya kai kimanin dala biliyan 1.2. Ko da yake ba ya cikin jerin manyan attajirai kamar Elon Musk ko Jeff Bezos, ainihin ikon Fink yana cikin sarrafa dukiya mai yawa ta BlackRock. Dukiya ta hanyar:
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Albashi da Kari: A 2023, Fink ya sami kusan dala miliyan 35 (albashi, kari, da hannun jari).
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Hannun Jari a BlackRock: Babban tushen arzikinsa shine hannun jari a cikin kamfanin.
Tafiyar Larry Fink a Kasuwancin Kripto
Ƙin Yarda da Bitcoin a Farko
A farkon, Larry Fink ya nuna rashin amincewa da Bitcoin. A 2017, ya kira Bitcoin “alamun satar kuɗi” (index of money laundering), yana mai cewa ba shi da amfani a matsayin dukiya ta gaske. BlackRock ta ji tsoron shiga kasuwancin kripto saboda rashin kwanciyar hankali da kuma batutuwan doka.
Canji zuwa Amincewa da Bitcoin da Blockchain
Daga 2020 zuwa 2022, ra’ayin Fink ya fara canzawa. Wasu muhimman abubuwan da suka faru sun haɗa da:
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2021: BlackRock ta fara binciken Bitcoin futures, wanda ya zama farkon shigarta a kasuwancin kripto.
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2022: Kamfanin ya ƙaddamar da Bitcoin trust na musamman don abokan cinikinsa na hukumomi.
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2023: BlackRock ta shigar da takardar neman Bitcoin Spot ETF, wanda aka amince da shi a Janairu 2024. Wannan matakin ya zama babban ci gaba ga karɓar kripto a duniya.
Dalilin Canjin Hali
To, me ya sa Fink ya canza ra’ayi? Wasu dalilai sun haɗa da:
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Bukatar Abokan Ciniki: Masu zuba jari na hukumomi, kamar su bankuna da hukumomin inshora, sun fara nuna sha’awar kripto.
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Tsarin “Digital Gold”: Fink ya ji cewa Bitcoin na iya zama “zuba jari mai tsaro” (safe-haven asset) kamar zinariya, musamman a lokacin hauhawar farashin kayayyaki.
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Ci gaban Fasaha: Blockchain, fasahar da ke bayan Bitcoin, ta nuna yuwuwar sauya fannin kuɗi.
Makomar BlackRock a Kripto
BlackRock na shirin fadada ayyukanta a fannin kripto, ciki har da:
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Tokenized Assets: Canza dukiyoyin duniya (kamar gidaje da motoci) zuwa blockchain.
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Ethereum ETF: Akwai yiwuwar shigar da takardar neman ETF na Ethereum a nan gaba.
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Haɗin Blockchain: Amfani da fasahar blockchain don inganta sarrafa dukiya.
Gadon Larry Fink
Larry Fink ba kawai mai kuɗi ba ne—shi ne mai hangen nesa wanda ya canza fannin zuba jari a duniya. Daga gina BlackRock zuwa karɓar Bitcoin, tasirinsa ya wuce fannin kuɗi na gargajiya zuwa kasuwancin kripto.
A matsayin mai karanta wannan labari, kuna iya tunanin: “Shin ya kamata in zuba jari a kripto?” Ko kuma “Yaya BlackRock za ta shafi makomarmu?” Duk wani zuba jari, ko a Bitcoin ko a wasu kadarori, yana buƙatar bincike da taka tsantsan. Amma babu shakka cewa Larry Fink zai ci gaba da kasancewa mai tasiri a fannin.
Shin kuna da tambayoyi game da Larry Fink ko kasuwancin kripto? Ku bar ra’ayoyinku a sashen sharhi!
