Tarihin Rayuwar CZ Binance (Changpeng Zhao), Dukiyarsa, da Gwagwarmayar Crypto: Changpeng Zhao, wanda aka fi sani da “CZ”, shi ne wanda ya kafa kuma tsohon Shugaba na Binance, babban gidan musayar cryptocurrency a duniya. Tafiyarsa daga ƙwararren mai tsara manhajoja (programmer) zuwa jagoran masu hannu a jari a duniyar crypto abin burgewa ne. A cikin wannan labarin, za mu bincika tarihin rayuwar CZ Binance, dukiyarsa, da kuma gudummawar da ya bayar a fannin cryptocurrency.

Farkon Rayuwa da Ilimin CZ Binance (Changpeng Zhao)
An haifi Changpeng Zhao a Jiangsu, China, a shekara ta 1977. Lokacin yana ɗan shekara 12, iyayensa suka ƙaura zuwa Vancouver, Kanada, inda ya ci gaba da karatunsa. Ya sami digiri a Computer Science daga McGill University a Kanada, inda ya ƙware a fannin tsara software.
Ayyuka Kafin Binance
Kafin ya shiga duniyar cryptocurrency, CZ ya yi aiki a wasu manyan kamfanoni kamar:
- Bloomberg Tradebook – Ya yi aiki a matsayin mai haɓaka software don tsarin ciniki mai sauri (high-frequency trading).
- Fusion Systems – Ya kware a tsarin sadarwa da tsaro.
- Blockchain.info – A nan ne ya fara sha’awar Bitcoin da blockchain technology.
Kafa Binance (2017)
A cikin 2017, CZ ya kafa Binance, gidan musayar cryptocurrency da ta zama mafi girma a duniya cikin ɗan gajeren lokaci. Abubuwan da suka sa Binance ta yi nasara sun haɗa da:
- Ƙwararrun tsarin ciniki (mai sauri kuma mai aminci).
- Kuɗin BNB (Binance Coin) – Kuɗin cikin gida wanda ke ba masu amfani rangwamen kuɗin ciniki.
- Haɗaɗɗen ayyuka kamar futures, staking, lending, da NFT marketplace.
Nasara da Haɓaka Binance
A ƙarƙashin jagorancin CZ, Binance ta:
✔ Zama babban gidan musayar cryptocurrency a duniya.
✔ Haɓaka Binance Smart Chain (yanzu BNB Chain) don tallafawa aikace-aikacen blockchain.
✔ Sami darajar kasuwa sama da $80 biliyan a lokacin kololuwarta.
Dukiyar CZ (Net Worth)

Dukiyar Changpeng Zhao tana cikin biliyoyin daloli saboda:
- Kashi 90% na Binance (wanda ke da darajar sama da biliyan $4.5).
- Mallakar BNB Coins (masu darajar biliyoyin daloli).
- Saka hannun jari a wasu kamfanoni na crypto.
A cikin 2023, an kiyasta dukiyarsa ta kai $10 biliyan, amma tana iya canzawa saboda hauhawar da faɗuwar farashin cryptocurrency.
CZ da Vitalik Buterin (Mai Ethereum)

CZ yana da kyakkyawar alaƙa da Vitalik Buterin, wanda ya kafa Ethereum. Ko da yake Binance da Ethereum suna fafutukar kasuwa, amma suna mutunta juna.
Matsalolin Shari’a da Miƙa Mulki (2023)
A watan Nuwamba 2023, CZ ya miƙa mulki a matsayin Shugaban Binance bayan yarjejeniya da gwamnatin Amurka kan laifukan anti-money laundering (AML).
- Ya amsa laifin rashin bin dokokin AML.
- Ya biya $50 miliyan a matsayin tara.
- Ya shafe watan 4 a gidan yari na Amurka.
Matsayin CZ Bayan Binance
Ko da yake ya bar Binance, CZ yana ci gaba da kasancewa mai tasiri a duniyar crypto. Yana:
- Tallafawa aikin Binance ta hanyar shawarwari.
- Yin magana kan batutuwan crypto a shafukan sada zumunta.
- Zama ɗaya daga cikin masu hannu a jari a cikin blockchain startups.
Tarihin Changpeng Zhao (CZ) ya nuna irin gudunmawar da mutum zai iya bayarwa a duniyar fasaha da kuɗi. Daga aikin coding zuwa zama ɗaya daga cikin masu hannu a jari a crypto, labarinsa yana da ɗabi’ar koyo ga masu sha’awar kasuwanci da fasaha. Ko da yake ya fuskanci matsalolin shari’a, amma tasirinsa a duniyar blockchain ba za a iya musantawa ba.
Tambayoyin da Ake Yin Akai-Akai (FAQs)
1. Menene dukiyar CZ a 2024?
Kimanin $10-15 biliyan, dangane da farashin BNB da Binance.
2. Shin CZ zai dawo Binance?
A halin yanzu, ba ya cikin gudanarwa, amma yana ci gaba da zama mai tasiri.
3. Menene Binance Coin (BNB)?
Kuɗin cikin gida na Binance wanda ke tallafawa ayyukan musayar da blockchain.
4. Shin CZ yana da alaƙa da Satoshi Nakamoto?
A’a, ba shi da alaƙa da wanda ya ƙirƙiro Bitcoin.
5. Me ya sa aka kama CZ?
Saboda rashin bin dokokin anti-money laundering a Binance.
CZ Binance’s Popular Crypto Quote: “If You Can’t HODL, You Can’t Be Rich”
Changpeng Zhao (CZ), the founder and former CEO of Binance, has become a prominent voice in the cryptocurrency space, and one of his most well-known and frequently cited quotes is: “If You Can’t HODL, You Can’t Be Rich.“
This simple yet powerful statement encapsulates a core philosophy within the crypto community, emphasizing the importance of long-term holding as a key strategy for wealth accumulation in this volatile market.
Understanding the Quote:
- HODL: This term originated in 2013 from a typo in a Bitcoin forum post. It has since been embraced by the crypto community as a verb meaning to hold onto your cryptocurrency investments despite market fluctuations, especially during downturns. It’s also humorously backronymed as “Hold On for Dear Life.”
- Can’t Be Rich: This part of the quote highlights CZ’s belief that those who constantly sell their holdings in response to short-term price swings are unlikely to achieve significant long-term wealth in the cryptocurrency market.
The Underlying Message:
CZ’s quote promotes a mindset of patience, conviction, and a long-term vision when investing in cryptocurrencies. It suggests that:
- Volatility is inherent: The cryptocurrency market is known for its significant price swings. Trying to time the market by buying low and selling high consistently is extremely difficult, even for experienced traders.
- Long-term potential: Many in the crypto space believe in the long-term growth potential of blockchain technology and cryptocurrencies. HODLing allows investors to potentially benefit from this future appreciation.
- Resisting emotional trading: Market downturns can trigger fear and lead to panic selling. CZ’s quote encourages investors to resist these emotional impulses and stick to their long-term investment strategy.
- Wealth is built over time: True wealth accumulation often requires patience and the ability to hold onto valuable assets through periods of uncertainty.
CZ’s Views on Long-Term Investing:
CZ himself is a strong advocate for a long-term perspective in crypto. He has often spoken about the importance of focusing on projects with strong fundamentals and ethical teams that are building for the future, rather than chasing short-term hype and quick gains.
In March 2025, CZ even stated that passive, long-term Bitcoin holders “outperform 99% of crypto participants” and traditional assets with minimal effort. He believes that while short-term trading and actively managing crypto portfolios require “extraordinary effort,” simply holding onto fundamentally sound assets like Bitcoin over the long term is a highly effective wealth-building strategy for most people.
He has also emphasized that the crypto industry is still in its early stages and has many more decades of growth ahead, reinforcing his belief in the long-term potential of holding cryptocurrencies.
In Conclusion:
CZ Binance’s quote, “If You Can’t HODL, You Can’t Be Rich,” has become a rallying cry for long-term cryptocurrency investors. It underscores the importance of patience, conviction, and a belief in the future of the technology to potentially achieve significant financial gains in the dynamic world of crypto. While not financial advice, it reflects a widely held sentiment within the community that enduring short-term volatility is often necessary to reap long-term rewards.